The operations of Zurich Insurance Group have crossed over the Alps and spread around the globe. Serving approximately 170 countries worldwide, the company is a major global provider of property/casualty and life insurance. Focused on markets in Europe and North America, the company's general insurance segment offers commercial and personal property/casualty and specialty coverage, while its global life segment offers life insurance, annuities, and other investment policies. Zurich's Farmers Group division offers personal property/casualty insurance policies in the US. The company was founded in 1872.